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The information and materials contained on this web site are subject to change. Rowland Chow, Chan & Co.  does not warrant accuracy, adequacy and completeness of the information and materials nor be liable for any damage, whether incidental or consequential for errors or omissions thereof.

Whilst every care has been taken to provide the information in the reply, the reply is for information of the named recipient only and subject to the condition that it shall not be used by others. Any person desiring to take action or otherwise shall seek legal advice from his /her own lawyers. Rowland Chow, Chan Co. will not be liable for any claim and damages of any kind arising from the use of the information,  including but not limited to direct, incidental, economic and consequential damage.